Loans outrun deposits, margins dip

MUMBAI: Indian banks are navigating a paradox where credit growth is outstripping deposit growth but margins are under pressure. On paper, a scenario where credit outstrips deposit growth should be a recipe for soaring profitability. However, a deeper look into the recent earnings calls of major public sector lenders shows that margins remain under pressure…

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Quote of the day by American psychologist Carl Rogers: “When someone really hears you without passing judgment on you, without trying to take responsibility for you, without trying to mould you, it feels damn good…” |

Carl Rogers (Image: Wikipedia) One of the most fundamental human needs is to be heard, yet it is also one of the least common experiences for many people. These days, talks move quickly. People interrupt, advise, correct, analyse or immediately relate someone else’s experience back to themselves. In that world, it can feel strangely powerful…

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CCI to probe Pernod Ricard, seven others

The Competition Commission of India has ordered a detailed probe into French spirits giant Pernod Ricard and seven other entities for alleged cartelisation in the Indian-made foreign liquor market. The investigation will examine restrictive conduct by Pernod Ricard with retailers and wholesalers, potentially violating competition laws. The CCI’s Director General will lead the inquiry, looking…

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Quote of the day by Ogden Nash: “To keep your marriage brimming, with love in the wedding cup, whenever you’re wrong, admit it; whenever you’re right, shut up.” |

Ogden Nash (Image: Wikipedia) Marriage advice is often given in long speeches, relationship books, counselling sessions and complicated psychological explanations. But sometimes a single sentence can explain human relationships more honestly than pages of earnest discussion. It’s no wonder one quote by American poet Ogden Nash remains popular decades after it was first written. On…

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Novartis seeks to deepen India innovation play

NEW DELHI: Swiss pharma major Novartis is sharpening its strategy in India as a pure-play innovator across core therapy segments, including cardiovascular, oncology and immunology, after divesting its stake in its listed arm earlier this year.Significantly, India increasingly contributes to nearly every molecule that Novartis commercialises globally, and is moving further up the value chain,…

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Crude likely to stay high: ADB economist

NEW DELHI: Crude oil prices are likely to stay higher for longer due to the disruption caused by the longer-than-expected Middle East crisis, ADB Chief Economist Albert Park has said.“With a higher oil price expectation, we actually have it as USD 96 per barrel as average for 2026 as per the new reference scenario. It…

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