Loans outrun deposits, margins dip

MUMBAI: Indian banks are navigating a paradox where credit growth is outstripping deposit growth but margins are under pressure. On paper, a scenario where credit outstrips deposit growth should be a recipe for soaring profitability. However, a deeper look into the recent earnings calls of major public sector lenders shows that margins remain under pressure…

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Quote of the day by American psychologist Carl Rogers: “When someone really hears you without passing judgment on you, without trying to take responsibility for you, without trying to mould you, it feels damn good…” |

Carl Rogers (Image: Wikipedia) One of the most fundamental human needs is to be heard, yet it is also one of the least common experiences for many people. These days, talks move quickly. People interrupt, advise, correct, analyse or immediately relate someone else’s experience back to themselves. In that world, it can feel strangely powerful…

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